Looking for a Realtor? Call 604.657.6236
Buyer Information
Why Own
Owning a home When you buy a home you are making what may be the most important purchase during your life. While there are many good reasons to buy a home, here are some thoughts that may help you decide if buying a home is the best option for you. Advantages of Owning a Home:… Continue Reading
Is Owning Right for You?
Considered by many to be a lifetime’s single largest emotional and financial decision, take time to prepare yourself – make a knowledgeable decision. While buying a home may seem like a great idea, understand what home ownership involves. While pride of ownership has personal value, owning a home also means having to invest money, time,… Continue Reading
What Are Your Choices
What Choices Do You Have? — Purchasing a home can be both exciting and frightening! It is probably one of the biggest financial investments you’ll ever make. You’ll not only have to live with your decision, but also live in it, so you don’t want to make any costly mistakes. Before you start looking for… Continue Reading
Types of Ownership
Types of Ownership — In Canada we actually never own our land, it ultimately remains the real property of the Queen. What we do have is three main types of property ‘ownership’ that governs our right to the use of that land. Freehold This is considered the highest form of ownership. It is by far… Continue Reading
Where To Start
Thinking of buying? — Buying real estate may be one of the most important financial considerations of your life. Whether you are a first time buyer buying your first home or someone who is moving to a larger home, downsizing, or choosing an investment property, I offer an encompassing knowledge of the best Vancouver homes,… Continue Reading
![mistake [800x600]](http://www.yattermatters.com/wp/wp-content/images/2010/07/mistake-800x600-220x146.jpg "mistake [800x600]")
Eight Mistakes to Avoid
1. Searching for houses without a lender’s pre-approval — There is a difference between pre-approval and being pre-qualified by a lender. Pre-qualification, is the first step. It offers you basic comfort in knowing that in the lenders opinion you qualify for the mortgage. However, it is not verification. For that you need a pre-approval. Pre-approval… Continue Reading
Buyer Beware
Caveat Emptor – Buyer Beware Remember that it is ultimately YOUR responsibility to ensure all of your questions have been answered to your satisfaction. It costs nothing to ask. The answers to questions not asked often prove expensive! Is A Property Condition Disclosure Statement Available? In British Columbia, sellers must complete a Property Disclosure Statement… Continue Reading
Anticipate the Cost
Tools to Help You: — Should I Rent or Own — Where Do I Find The Money? — What Can You Afford? – Payment Calculator – What types of mortgages are available? Conventional ‘Low Ratio’ The mortgage loan amount is equal or less than 80% of the lesser of: a) what the appraiser states is… Continue Reading
Other Expenses
The Closing Costs — It’s easy to count your available cash, but remember that all of these cash savings cannot be used as your down-payment. There are last-minute costs, such as taxes, legal fees, appraisalfees, moving expenses, and home insurance to pay before you are finally in your new home. The time to budget for… Continue Reading
Things To Look For
The Dirt Location is everything in real estate. What size and shape is the lot? Is it serviced with sewage, water, gas and electrical lines? Is the property well drained and has landscaping been done to prevent erosion? SizeContinue Reading
Mortgage Tips
Reducing the CMHC fees on your purchase — When you require a mortgage for more than 80% of the purchase price of a property, that mortgage must be insured by Canada Mortgage and Housing (CMHC) or GE Mortgage insurance. The premium charged by these company`s decreases as the down payment increases. When you finance your… Continue Reading
Evolution – My Job
Evolution Changes Things — Tech savvy consumers have evolved. Buyers and sellers seek my services not because they need me to find them a home but rather because of my experience. Change There has been a massive transition in the Real Estate industry. Realtors® are no longer just a home finder or a chauffeur. Today’s… Continue Reading
Thinking of Buying?
Ready, Set, Go Buying a home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision. Hopefully the information on these pages have helped you get Ready? The next step is to Set an appointment with me to discuss the type of home and neighbourhood… Continue Reading
My Sponsors
Larry Yatkowsky
Amex Broadway West Realty Inc.
201-1055 broadway w
vancouver,
bc,
ca
v6h 1e2
Tel 
Fax 